Monitored continuously and core analysis

Macroeconomic indicators, assessment of major trends in these indicators. Various indicators of the financial market are also under close supervision of analysts. This allows us to make predictions regarding the dynamics of exchange rates and helps in making decisions on management of currency positions. The Asset and liability claims and regularly review limits of open currency positions. These limits are set in the context of individual currencies and groups of foreign currencies. Also set limits on the maximum size of losses and profits from currency fluctuations. Calculation and control of the limits of risk assessment done by the Office on a daily basis. Report on compliance with the established limits are regularly submitted to the Committee on Asset and Liability Management. Mechanisms allow the Bank to effectively manage foreign exchange risk and avoid losses due to this risk. The most important in the management of bank liquidity risk management is sufficient to perform Pravex Bank's obligations to customers and counterparties in full and on time. Bank liquidity ratios are performed consistently set the NBU. Thus, the average standard of instant liquidity for 2007 was 72.26% (standard value is not less than 30%), standard total liquidity - 117.9% (100.00% standard), the norm of current liquidity - 75.51% (standard not less than 40%), the ratio of high standard and working assets - 26.6% (standard 20%). Significantly increased the proportion of term deposits from customers. Their level of borrowed funds of the Bank increased by 10.5% compared with 2006. To calculate the liquidity and solvency are using "Payment Calendar", which is calculated using consolidated figures and analysis of all financial flows in the bank. Category: Financial Management