Firstly, credit risk is a big financial risk and is closely related to it, and with interest rate, currency, industry and other risks of banking activities. Non-payment of loans increases the liquidity risk and the risk of bank failure, and secondly, the credit risk for the bank is exacerbated by the fact that banks lend is not their own money and funds of depositors and creditors, and thirdly, the risk level is constantly changing. This is because both banks and their customers operate in the economic, political and social dynamic environment where conditions are constantly changing is important to get the full features of credit. Risks and implementation of effective schemes to respond to them is evidence-based classification. In the economic literature, in scientific works of economists credit risk classified in different ways, like the classification of banking risks. Signs of the classification. Topic: Risks in Banking | Tags: credit