Solvency of the bank

In 2007, the bank continued to follow the direction of placing funds in the credit market customers, particularly focusing on lending to individuals. Over the past year, loans of individuals increased by 1.86 times and amounted to 59.38% (2,127,760 ths.) All of the assets. In addition, a significant proportion belongs to loans to other banks (10.61% or UAH 380 277) and legal persons (7.12% or 255 135 ths.) Property in the structure of bank assets was 8.79% (315 055 ths.) (Figure 3.3). With a view to adopting the basic principles of the policy of asset and liability management the Bank to further improve the work of the Assets and Liabilities Order of the Chairman of the Board of JSCB "Pravex" approved "Regulations on the policy of asset and liability management JSCB" Pravex. "The main purpose of Policy liabilities of the asset management i JSCB "Pravex" is to develop the basic principles of the policy liabilities of the asset management i JSCB "Pravex" in order to maintain an optimal balance between risk i return. The policy of Assets and Liabilities of JSCB "Pravex" is based on the integral method of asset and liability management, which means using two methods: the method of combining funding sources and the method of separation of sources of funding for active operations. Category: Financial Management