Necessary to determine the expenditure

These expenses fall under the first reduction since it is not critical for the bank and the main. According to the current banking practices in the expenditure to be optimized include: the cost of capital and current repairs of fixed assets, the cost of information and consulting services, hospitality costs, costs for their own protection the bank, the cost of travel, costs for advertising, content and rental car service, the cost of acquisition and production of operational and blank material, office expenses, labor costs. For each group of costs, optimize, set its order of approval. For the cost of labor standards should be developed, which include: the load on a single operation-cash employee, the amount of foreign exchange transactions per day, number of transactions on deposits of population per day, receiving payments from the public on the day, the number of personal accounts. Depending on the rate burden per employee adjusted number of employees of departments, offices, branch offices: in case of insufficient load is analyzed the possibility of reducing the number of employees, and in case of high load activities are designed to streamline the activities of employees. Topic: Fundamentals of Financial Management Bank | Tags: expense items