Pravex occupies a leading position in the banking market of Ukraine on lending to individuals. Loans to individuals are 88.5% of loans in total loan portfolio. According to the Association of Ukrainian Banks on 01.01.08g. regarding the fate of individual loans in the loan portfolio of individuals and entities Pravex-Bank ranks fourth among the top banks in Ukraine. The volume of lending to individuals in 2007 increased compared to 2005, 1.88 times, or in absolute terms at 1003.33 mln. and made as of 01.01.2008 USD 2.14661 billion (Figure 3.6). This volume is formed by providing a broad range of programs for individuals (Figure 3.7), namely, a standard loan secured by real estate, land, property rights to the deposit, vehicles, mortgages for home purchase up to 25 years, youth loan to buy a home for a period up to 25 years credit for buying cars on credit for up to 7 years of consumer lending for purchase of household audio and video up to 3 years, and lending to other services, pawn lending. Pravex provides lending services to corporate clients and it is constantly developing new lending programs. In total there are 10 bank loan programs for businesses, such as: loans and credit lines secured, short-term lines of credit in the form of an overdraft, long-term credit for investment in real estate (offices, rooms); credit for the purchase of vehicles (including car park ; lending for the purchase of equipment financing for the purchase of agricultural equipment, bank guarantees, loans by discounting bills, loans from the use of documentary letters of credit, lending in foreign trade. Category: Financial Management | Tags: Pravex