In the analysis and planning of the volume of transactions involving banking and distribution of resources is a key indicator of the level of average interest rates, which determines the priority of financial transactions in the management of assets and liabilities. Yield of active-passive operations is measured by the interest margin, which is calculated daily and is the difference between the weighted average rate on interest-bearing assets and liabilities. The composition of interest-bearing liabilities include emergency funds and means to demand of businesses and individuals, interbank deposits and loans, subordinated debt, the loans of the National Bank of Ukraine and international financial institutions, funds on correspondent accounts of banks. The composition of interest-earning assets include loans and interbank deposits, certificates of deposit NBU loans to individuals and legal entities, investments in securities, funds on correspondent accounts with other banks. The rate for demand funds of individuals and entities determined by dividing the cost of these assets on average daily balances of these funds for the previous month. Asset and liability management in the Bank "Pravex" The Committee on Asset and Liability Management, who have the appropriate authority for the coordination of financial flows of all departments in order to improve profitability, reduce risk and optimize liquidity management. Category: Financial Management