Risk Controller

Risk-controller determines the global limits, ie limits on individual positions of balance, as well as the limits for functional and production (management, affiliates or Branch offices) offices of the bank and provides this information to the risk manager, who, based on the data front office sets limits on products, projects, contractors, customers, etc. A comprehensive approach to an integrated system of controlling targeted at strengthening the capacity of the bank in the long term and profitable growth in the short term. Realization of these objectives can only be given the risks to the bank. From the standpoint of controlling the risk-controlling provides summary information managers of the bank in the process of planning, analysis and monitoring of the spectrum of risks, their magnitude and likelihood of occurrence. In particular, the planning will be determined by the risks that accompany the process of potential development bank, return on assets and profitability of the bank's capital to risk-adjusted, the maximum possible loss that can afford the bank as a result of the onset of risk events without breaking the ability to pay. The bank also determines the appropriateness of risk, based on the established optimum ratio of profit / risk ratio [60]. It should be noted that this approach is fully consistent with the new position of the Basel Committee, according to which banks should pay more attention to the definition of return to risk. The above can be interpreted as a system of controlling the risks of information-analytical and methodological support for risk management, which provides a quantitative measurement and control of the bank's risk positions. The object of controlling risk is to form a general picture of banking risks, the implementation of measurement and the establishment of permissible verge of losing capital as a result of their occurrence. Topic: Improvement of controlling