Economic capital

Part of the economic capital in the form of a certain fixed percentage of the bank's charter capital ("risk appetite"), as recorded in its strategic plan, it is reserved in the form of liquid assets to cover unexpected losses [18]. The main quantitative and qualitative indicators characterizing the term "innovation" in the bank are: the number of new products offered to customers, new technologies of bank management (customer-oriented, protsesnoorientovana etc.), the new version of the operating day of the bank, new tools for controlling and distribution channels of banking products, reducing the complexity of banking operations, the number of employees by introducing innovations, etc. On the adoption and implementation of innovative banking projects will evaluate their effectiveness in terms of: net cash flow, ROI, payback period, net present value, annuity, etc. As embodied innovation is constant monitoring of the achievement of their impact on performance as individual units, which carry out project and the bank as a whole. The introduction of innovative projects requires, on the one hand, significant financial investments, which can cause a temporary reduction of the performance of the bank. On the other - implementation of innovative projects at a certain lag allows the bank to increase not only their own technical, human, and economic potential, which will be reflected in the improvement of indicators in all perspectives Category: Analysis of Controlling | Tags: 3 types, asset analysis controlling