This is the budget deficit, inflation, imbalances in the effective demand for goods and supply. As a result of these factors, even in the absence of defects in the work of the bank may have liquidity problems. Although the direct fault of banks in this small, yet outwardly it looks like a violation of their liquidity, and such a situation does not arise from an individual bank, and covers many of them. To eliminate some of the negative phenomena measures should be applied beyond the competence of individual banks. So, in understanding the liquidity there are two aspects. In a narrow sense, they understand the funds and other highly liquid assets that can be transformed as soon as possible in cash or cash and adapted to the micro level for the timely payment of obligations and credit, and at the macro level - for the organization money and prompt reallocation of available funds between the entities the economy. In broad terms, bank liquidity is understood as a qualitative description of the subject of economic relations at the micro level it can be characterized as a unity of solvency, reliability and financial stability. Category: Management Operations Commercial Bank