These standards are regulated

These include: the standard maximum amount of credit exposure to one counterparty and credit risk of large norm. Indicator of credit exposure to one counterparty (H7) is defined as the ratio of the sum of all the bank's claims to that counterparty and all commitments are issued by the bank regarding the business, capital of the bank. The standard value of standard H7 should not exceed 25 percent. With the bank's requirements with respect to counterparty banks are included: - Term deposits in other banks - Loans to other banks - Doubtful, prolonged, and arrears on loans / deposits, which are made available to other banks, and payable on overdue and doubtful-to-maturity accrued income on these transactions - Receivables and doubtful receivables on transactions with banks, with the requirements of the bank relative to other clients (non-banking institutions) and individuals included: - Arrears on loans - Doubtful, prolonged, and arrears on loans and debt overdue and doubtful accrued income until maturity - Accounts receivable and doubtful receivables, overdue and doubtful to repay accrued income - payable (including overdue and doubtful) by factoring, financial leasing, discounted bills, debt securities of local government government and non-bank institutions for trading and investments, overdue and doubtful to repay accrued income thereon; - Shares (other than investments in the share capital of other banks and institutions, which reduced the amount of regulatory capital. To off-balance sheet commitments issued by the bank include: guarantees, letters of credit and acceptances, which are provided by the bank; dubious guarantees and warranties, commitments to lending by the Bank. Topic: Risks in Banking