The essence of the assets and liabilities of banks

In modern conditions of development banking challenge is to find practical ways to minimize risk and generate sufficient revenue to maintain depositors' funds and life support of the bank. A successful solution to this complex problem requires the use of many methods, techniques, methods, systems, and develop new approaches to the management of assets and liabilities of the bank. Worldwide, the efficiency of asset and liability management is regarded as one of the most important factor in improving the stability, reliability, liquidity and profitability of the business. The essence of the assets and liabilities of banks due to their role in the economy as financial intermediaries, accumulating temporarily surplus funds of economic entities and place them on terms of repayment, maturity and payment of those subjects in the economy that need to assure the production process. The main tasks of a modern commercial bank is to provide various types of loans to its customers, which calls for raising funds from various sources at the appropriate time, the implementation of cash management services for customers and payments, the transactions of buying and selling foreign currency as on behalf of clients, both for his own expense. Category: Health and Safety