Investing for profit benefit both manufacturers and bankers, but some highly funds they still have to accumulate a reserve for timely coverage of commitments and contingencies payments. Here the main problem of liquidity management by different actors: on the one hand, it is necessary to have sufficient cash liquidity, which typically do not give a profit, but on the other - the existence and size of these funds should not cause damage to the subject of the economy as a significant reduction in yield or even incurring losses. Given these circumstances and in accordance with the above definition of previously under the liquidity of the bank should understand the bank's ability to fulfill its obligations (at any time for liabilities on demand and in accordance with the terms of fixed-term commitments), having to do enough cash and bank deposits. To meet obligations requires a maximum matching of liabilities and investments attracted by the bank on terms so that the funds from the sale of assets in any period of time was enough to satisfy the needs of depositors and to respond to other obligations with maturity, occurred. It is obvious that without such a balance of the normal operation of the bank can be no question. Therefore, its achievement has long been considered fundamental principle of banking policy. This implies that banks having a passive part of its long-term sources, may exercise the investment operations and provide long-term loans. Category: Management Operations Commercial Bank