Information of this nature can make a real prediction

The changes in the volume, structure and stability of the bank's resource base affects the general economic complex of factors which need to be considered when forecasting. Under the influence of these factors are formed not only resources but also the bank's assets, in particular the demand for loans. It is therefore imperative to use such components forecasting liquidity gap: a trend, indicating the possible income and outflow of funds in accordance with long-term forecast, seasonal, which is the ratio of the average level of assets and liabilities for each week over the past few years, and similar figures last weeks of the year; structural - reflects shifts in the structure of the resource base and assets of the group or system of banks, cyclical, which demonstrates the difference between the scheduled arrival or outflow of funds last year and the actual values. The analysis is performed using statistical methods based on retrospective information. All methods of determining the need for liquidity of the bank are subjective. In fact, the bank's liquidity is determined by the market and is influenced by many factors, which are fully taken into account in practice impossible. The task of management is to develop approaches that will take into account possible influences on the liquidity position in order to effectively control. Therefore, the more will be revealed effects on the liquidity position and the more precisely defined, this effect in quantitative measurement, the more effective management of the bank's activities in the area of ​​liquidity management. Category: Management Operations Commercial Bank | Tags: real forecast