Develop a reference tool for planning

Consists of: a service delivery plan and conduct operations, plans for construction costs in the plan period, wage standards, the results of the analysis in the pre-planning period, etc. 3. Forecasting changes in the basic factors affecting the volume and cost structure in the bank. These factors require consideration when planning expenses include: changes in the volume of services provided and transactions, and changes in prices for services, changes in earnings of bank staff, and other factors affecting the amount and level of expenses of the bank. 4. Compilation of the planned cost for different types of banking products. Calculations associated with the development of the planned cost, are carried out of expenditure. The list of units of banking products, which is costing the bank defines itself with the goals and objectives of tariff policy. 5. The calculation of the planned expenditure of the bank. Management and cost optimization should be based on the analysis and comparison of the two defining criteria: the minimum required level of support costs for the functional activity of the bank, the highest possible level of cost, determined on the basis of the total forecast of financial results of the bank during this period. If the minimum level of spending more than the maximum level, the problem arises of a bank reorganization measures aimed at reducing costs: staff size optimization, viewing non-operating expenses in order to minimize, the cost-effectiveness analysis, etc. Category: Fundamentals of Financial Management Bank