Banks thawed IT-projects

The official forecast of the country's IT-is not encouraging. The volume of Russian market of information technologies, according to the Ministry of Economic Development, in 2010, grew by only 14% to 565.8 billion rubles as against 496.5 billion rubles a year earlier. However, if you look at the market of banking automation, seems even more grim picture. Gartner analysts predict that the average annual growth rate of IT-expenses of banks in the period of 2010 to 2014 will amount to 5.6%. Prior to the dynamics of pre-crisis market of automated banking systems (ABS) is very far away, although the trend growth still lurks. It is associated with the development of the banking sector as a whole last year household deposits grew by 31.2%, and funds raised from institutions - by 16.4%. The fact that it is the banks have responded to the crisis most rapidly, reducing to a minimum working capital and all costs that could reduce or delay, and increasing reserves. The same "belly dance" demonstrated insurers. Now it is the banks and insurance companies, other vertical markets faster return to pre-crisis level of IT-budgets. The numbers and proportion. Independent market analysis estimates the ABS yet, but the revival of the market of banking automation point and the banks themselves, and providers of specialized IT-solutions. About to present the dynamics can be based on estimates of the market leaders. Alexander Gentsis, a member of the board of directors "Diasoft", believes that the market for ABS in 2010 to approximately $ 175 million, and growth in comparison to the year 2009 - 5%. Andrey Fomichev, deputy chairman of the CFT, is confident that the market for banking automation in 2010 will grow by at least 15%. But the greatest activity, according to observations CEO R-Style Softlab Andrew Galkovskii, visible in the segments of the front-office and remote maintenance. Estimates of business, of course, based on personal experience. The most optimistic representative of CFT, but the revenue of his company in 2010 grew by 36%. Most of it falls on the sale of software and provision of processing services. Other leaders voiced more modest gains. Revenue R-Style Softlab last year increased by 15% compared with 2009, "Diasoft" - 6%, and the "inversion" - 10%. And for the last digit in the first place is to expand its client base, rather than revenue growth for old customers. Last summer, the Association of Regional Banks of Russia conducted a survey of bank IT-specialists. It was attended by more than 80% of the total number of Russian companies. The survey showed that the number of implementations of the ABS market continues to lead the company R-Style Softlab, which occupies 24% of the market. However, its share within a few years, gradually declining. This is followed by "Diasoft" (17%), third in CFT (9%). Catching up with the top three consistently growing "inversion" (8%). It is interesting to compare the status quo with the dynamics of data on new contracts leading provider of banking systems (see table). Each year, IBS Intelligence, which specializes in monitoring and analyzing the global banking system and banking, publishing best sellers rating ABS (The IBS Sales League Table) in local markets. The sales in Russia have provided five Russian companies: CFT, "Diasoft», R-Style Softlab, BIS and "inversion". The remaining suppliers ABS (eg, "Quorum", "Force - Banking systems», Colvir Software Solutions) to participate in a poll abstaining. Year was not easy, and articulate financial and operational performance decided a few. "Inversion", the former in the past year, the second number of new customers, topped the list. In 2010 the company sold 18 ABS. Approximately half of the new systems were replaced by older versions of the RS-Bank of R-Style Softlab. CFT, several consecutive years holding the palm in this competition is in the tracks. In 2010, the company has 17 new buyers ABS. They were the banks, whose business is gaining momentum, such as Rosinterbank, Express Bank and Aksonbank. They preferred the system to a new, introduced in 2010, platform 2, MCA (Mission Critical Application). The rest - they got more - bought earlier decision: "CFT Bank" and "CFT Retail Bank", based on DBMS Oracle. The "Diasoft" 10 deals, three more than in 2009. Company entered into two contracts to the new SOA-product FLEXTERA. In one case, a composite solution for retail operations in the other - a full-scale ABS. The fourth place is shared by BIS and R-Style Softlab: both companies in 2010 to 7 new contracts. In this LSI made a breakthrough in comparison with 2009, and R-Style Softlab, in contrast, just passed the position. In a survey of the ARB, the ability to change the ABS considering only about a third of Russian banks, over 60% of the ABS is not going to change. The banks have changed their ABC last year, you can count on one hand. This, for example, Energoprombank, Moscow Bank for Reconstruction and Development, Rosinterbank, Russian Mortgage Bank. Competition among providers of IT-solutions in the segment of large banks is traditionally high, and major changes over the past year was not here. Andrew Galkovskii noted a significant increase competition while working with medium and small banks, who hastened to take advantage of crisis dumping prices to begin modernizing their IT-systems. Invasion postponed. Market experts banking automation is not the first year predicts greater competition from foreign developers and reducing the market share of Russian suppliers of ABS. "However, experience shows that the introduction of Western ABS on the Russian market will no longer, and meanwhile the Russian development of the" mature "developed and improved quality", - says Dmitry Makarychev, vice president, "Inversion." According to IBS Journal, a major international provider of banking software in 2010, Calypso was possible to conclude three contracts in Russia and Thomson Reuters - a. Market participants have noted that banks have increased demands on the efficiency of IT-solutions and the speed of their run. In an increasingly competitive and post-crisis attention to their own costs of keynote talks banks with providers of IT-infrastructure has been achieved. Investments in IT are considering more carefully than before. The first automated those areas that are particularly important right now. Suppliers must substantiate the benefits and timeliness embodiment of the proposed projects, to adapt their solutions to new requirements to run faster systems in commercial operation and to ensure their continued modernization. The most relevant for their development trends of automation banks consider in order of importance services for individuals, workflow automation, maintenance entities, grant loans and work the front office. Sharply higher interest of banks to implement front-office systems linked with a return to pre-crisis rates of lending. Remote banking became channel of personalized sales, and mobile devices play an increasingly important role. Andrew Galkovskii already sees high interest banks to specialized applications for smartphones and tablets.